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Benefits you are owed

The money and rights the state owes a new oleh, each on a clock. Claim them before the window shuts.

Every benefit and how its clock runs

The same for everyone. Each window is counted from your own aliyah date, never from today. Add your date to turn these into your own countdowns. Add your date

  • Join supplemental health insurance within 90 days

    Applies to every new oleh. Join Shaban inside your first 90 days and the standard 6 to 12 month waiting periods are waived. Miss it and they apply in full.

    • Deadline: 90 days after your aliyah date.
    • Miss it and the money is lost.

    CheckedConfidence: medium, confirm before actingSources: Yad L'Olim

    How to claim it

  • Register for ulpan

    Applies to every new oleh. Four separate pathways exist and no official page compares them. Choosing well in month one saves a year.

    • Deadline: 180 days (about 6 months) after your aliyah date.
    • Miss it and it is still possible, but slower or harder.

    CheckedConfidence: medium, confirm before actingSources: Ministry of Aliyah and Integration, Nefesh B'Nefesh

    How to claim it

  • Claim your arnona (municipal tax) discount

    Applies to every new oleh. A 90% discount for 12 months, which you must use within your first 24 months. It is opt-in and never automatic.

    • Deadline: 2 years after your aliyah date. Each municipality also sets its own yearly application date, so confirm yours locally.
    • Miss it and the money is lost.

    Covers the first 100 sqm only: 100 sqm

    CheckedConfidence: medium, confirm before actingSources: Nefesh B'Nefesh

    CheckedConfidence: medium, confirm before actingSources: Nefesh B'Nefesh

    How to claim it

  • Plan your shipments around the 3-in-3 customs allowance

    Applies to every new oleh. You may bring three tax-exempt shipments within 3 years of aliyah. How you split them decides whether the exemption holds.

    • Deadline: 3 years after your aliyah date.
    • Miss it and the money is lost.

    CheckedConfidence: medium, confirm before actingSources: Nefesh B'Nefesh

    How to claim it

  • Convert your driver licence

    Applies to every new oleh. No test required if you held a valid Category B licence continuously for 5 years before aliyah. Described by one specialist guide as the most frustrating step of the whole process.

    • Deadline: 5 years after your last entry to Israel.
    • Miss it and it is still possible, but slower or harder.

    Approximate cost if a practical test is required: 960 NIS

    CheckedConfidence: medium, confirm before actingSources: Ministry of Transport, Licensing Division, Do-Israel

    CheckedConfidence: medium, confirm before actingSources: Ministry of Transport, Nefesh B'Nefesh, Do-Israel

    How to claim it

  • Use your purchase tax (mas rechisha) benefit before it lapses

    Applies to olim buying a home, or still deciding. The reduced oleh rate applies to a home bought from 1 year before aliyah to 7 years after. On a NIS 3M first home the gap is roughly NIS 40,000.

    • Deadline: 7 years after your aliyah date.
    • The window opens 1 year before your aliyah date.
    • Miss it and the money is lost.

    Illustrative value at stake: about ₪40,000.

    How that figure is worked out: Illustrative only: on a NIS 3,000,000 home bought as your only home, about NIS 5,106 at the oleh rate versus about NIS 45,538 at the standard first-home rate, from the current tables in the purchase-tax calculator. Your figure depends entirely on price and circumstances.

    CheckedConfidence: medium, confirm before actingSources: Israel Tax Authority: Execution Instruction 1/2025: purchase-tax amounts and the freeze, Israel Tax Authority: Official purchase-tax simulator, Kol Zchut, Buyitinisrael

    How to claim it

Fees you can skip or reduce as an oleh

Each one is a rule with a window. The date is yours once your aliyah date is in the plan.

  • A first card is free for everyone; olim receive a temporary one on landing and the biometric card afterwards.

  • Show your Teudat Oleh within two years of aliyah for the 40% discount, which brings the fee to 478.

    Within 2 years of your aliyah date.

  • Usable once, from one year before aliyah to seven years after, for a sole residence you live in.

    Within 7 years of your aliyah date.

    • Arnona (municipal tax)ארנונהOlim: reducedEstimated from your homeper two-month billChecked

    Up to 90% off up to 100 sqm for 12 months, chosen inside the 24 months from registration as an oleh. Opt-in, in your own name on the bill, deadline set by each city.

    Within 2 years of your aliyah date.

  • Exempt for 12 months from aliyah with no income (health part exempt 6 months, 12 while receiving Sal Klita). The exempt months still count as paid for qualifying periods.

    Within 1 year of your aliyah date.

  • Join within 90 days of aliyah and the waiting periods are waived; miss it and they apply in full.

    Within 90 days of your aliyah date.

    • Bank account feesעמלות עובר ושב (מסלול בסיסי)Olim: reducedAbout ₪0 to ₪10a monthChecked

    Each bank’s own offer, typically one to three years of waived fees. No Bank of Israel mandate for olim exists; the mandated discounts are for seniors and people with disabilities.

  • Extra credit points for 42 months from aliyah under section 35 of the Ordinance; whether the 2022 temporary increase still applies to 2025 and 2026 arrivals was not confirmed.

    Within 1278 days (about 43 months) of your aliyah date.

  • Olim and returning residents are exempt from the theory test and, with five years of foreign licence, from the full practical test.

  • One vehicle per eligible person, released within three years of aliyah. Electric cars are taxed at 48% with the benefit capped at 22,000, so compare the two routes.

    Within 3 years of your aliyah date.

  • Tier 3 automatically for olim and returning residents; the time limit after aliyah and how ulpan counts toward the employment test were not captured.

    • School parent paymentsתשלומי הוריםOlim: reducedEstimated from your homea school yearChecked

    No olim exemption in the circular, but the Ministry of Aliyah pays the school an education fee per oleh pupil for materials, books and trips, and every school runs a grant committee that names new immigrants.

    • University tuitionשכר לימוד אוניברסיטאיOlim: exemptAbout ₪12,017a yearChecked

    Full tuition covered by the Student Authority for studies begun within 36 months of aliyah (army and national service excluded from the clock), under 27 for a first degree, up to 30 for a master’s.

    Within 3 years of your aliyah date.

  • Three tax-exempt shipments within three years of aliyah. A shipment larger than one container counts as two unless both arrive on the same ship.

    Within 3 years of your aliyah date.

  • The entitlement must be used within 18 months of aliyah (15 years of eligibility for olim from Ethiopia and Yemen and Bnei Menashe).

    Within 548 days (about 18 months) of your aliyah date.

  • Voucher of up to 7,500 or the course price, whichever is lower; register within six months of aliyah.

    Within 180 days (about 6 months) of your aliyah date.

How we calculate “up to”

When the plan builder or an email says benefits worth “up to” a figure, depending on eligibility, this is how we reach it. The figure is per household, not per person, and none of these benefits is automatic: each must be claimed. We add Sal Klita, rental assistance at the higher rate paid in qualifying towns, an illustrative first-year arnona discount and one retraining voucher. Each amount comes from the dated record behind its calculator, and the total is rounded down to the nearest thousand shekels. Some households can receive more: a couple within 5 years of retirement age has a higher Sal Klita, each eligible adult may claim a voucher and arnona in a high-tariff city can exceed our example.

HouseholdAbsorption basket (Sal Klita)Rental assistance, if you rent in a town that pays the higher rateArnona discount in your first year (example: a ₪650 monthly bill, 90 sqm)One retraining voucher for an approved courseUp to
Single oleh₪21,694₪32,064₪7,020₪7,000₪67,000
Couple₪41,359₪48,000₪7,020₪7,000₪103,000
Couple with two children under 5₪67,021₪48,000₪7,020₪7,000₪129,000

Each further child aged 0 to 4 adds ₪12,831 to Sal Klita.

  • Not included: the reduced purchase tax if you buy a home. It is a different path from renting, so we never add it to rental assistance.
  • Not included: the 2026 income-tax exemption. Its value depends on your income, so there is no honest single figure for it.
  • Not included: the Sal Klita supplement for children aged 5 and over, which we have not verified against a primary source.

Check your own numbers: Absorption basket (Sal Klita) · Rental assistance, if you rent in a town that pays the higher rate · Arnona discount in your first year (example: a ₪650 monthly bill, 90 sqm)

None of these benefits is automatic: each one must be claimed. Not every household qualifies for every item, and some amounts depend on where you live. This is general information, not financial, legal or tax advice.

Why you can trust this

Every benefit here is a dated, sourced record, not a bare claim. When a figure passes its review date we say so rather than show it as current.

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