Explore / Home and utilities
Renting, buying, the lift, and the benefits with clocks
Home and utilities
The guarantor problem, the arnona discount nobody applies for, the seven-year property-tax benefit worth six figures, and how splitting a shipment can cost you a customs exemption. More money hides in this domain than any other.
Watch the clock here
Claim your arnona (municipal tax) discount
A 90% discount for 12 months, which you must use within your first 24 months. It is opt-in and never automatic.
Use your purchase tax (mas rechisha) benefit before it lapses
The reduced oleh rate applies to a home bought from 1 year before aliyah to 7 years after. On a NIS 3M apartment the gap is roughly NIS 181,000.
Worth roughly ₪181,000 if you use it
Pay your purchase tax within 60 days of signing
Once you sign a purchase contract the mas rechisha clock is separate and much shorter than the 7-year eligibility window: payment is due to the Israel Tax Authority within 60 days.
Plan your shipments around the 3-in-3 customs allowance
You may bring three tax-exempt shipments within 3 years of aliyah. How you split them decides whether the exemption holds.
Your plan turns these into real dates counted from your aliyah day.
The steps in this domain (6)
Solve the arev (guarantor) problem
The single biggest rental blocker for olim. Landlords want an Israeli co-signer with local credit history, and you have no one to ask.
- Your local municipality
Claim your arnona (municipal tax) discount
A 90% discount for 12 months, which you must use within your first 24 months. It is opt-in and never automatic.
- Israel Tax AuthorityIn person
Use your purchase tax (mas rechisha) benefit before it lapses
The reduced oleh rate applies to a home bought from 1 year before aliyah to 7 years after. On a NIS 3M apartment the gap is roughly NIS 181,000.
- Israel Tax AuthorityIn person
Pay your purchase tax within 60 days of signing
Once you sign a purchase contract the mas rechisha clock is separate and much shorter than the 7-year eligibility window: payment is due to the Israel Tax Authority within 60 days.
Set up electricity, water, gas and internet
Mostly doable by phone or online, which makes this one of the few genuinely easy steps. The gas safety inspection is the exception.
- Israel CustomsIn person
Plan your shipments around the 3-in-3 customs allowance
You may bring three tax-exempt shipments within 3 years of aliyah. How you split them decides whether the exemption holds.
Resources (11)
- GuideExternal
Purchase tax (mas rechisha) explained
How the reduced oleh rate works on a home purchase, and the seven-year window it sits inside. The largest single sum at stake anywhere in the aliyah process.
By Buyitinisrael · checked 2026-07-21
- GuideExternal
Mortgages for olim
Loan-to-value limits available to new immigrants, and how foreign-currency income is treated in underwriting.
By Mizrahi-Tefahot · checked 2026-07-21
- GuideExternal
Renting without an Israeli guarantor
The three real workarounds when you have no local credit history: a guarantee company, a bank guarantee, or rent paid in advance. Compare the cost of each before conceding on rent.
By Easy Aliyah · checked 2026-07-21
- GuideExternal
Customs benefits and the three-shipment rule
What you may bring tax-exempt, and how splitting a shipment can quietly cost you an exemption.
By Nefesh B'Nefesh · checked 2026-07-21
- GuideExternal
Arnona: the reduced municipal tax for olim
A national benefit most olim never claim, usable within your first 24 months. Each municipality runs its own deadline, so the date is local.
By Nefesh B'Nefesh · checked 2026-07-21
- GuideExternal
Planning a pilot trip
How to structure a scouting visit so it answers the questions you actually have. Also carries the ETA-IL travel-approval requirement introduced for most travellers in January 2025.
By Nefesh B'Nefesh · checked 2026-07-27
- DirectoryExternal
Community guide: where olim actually live
Profiles of the main olim destinations. Depth varies a lot between cities, and NBN is explicit that it does not endorse specific places.
By Nefesh B'Nefesh · checked 2026-07-27
- GuideExternal
Shipping your lift: what it really costs
The best sourced cost page found anywhere for the container move, including the daily port-storage meter that catches people whose paperwork is not ready.
By Nefesh B'Nefesh · checked 2026-07-27
- GuideExternal
Aliyah flight luggage rules
Allowances, prepay prices and the cap of five suitcases per passenger. Olim are not exempt from overweight or oversize fees, which surprises people at the desk.
By Nefesh B'Nefesh · checked 2026-07-27
- GuideExternal
Rental assistance and the periphery uplift
One of the few sources that separates the rules before and after March 2024, and the only one found with single-parent figures broken out. The periphery rate is roughly three times the standard one.
By Nefesh B'Nefesh · checked 2026-07-27
- OrganisationExternal
Absorption centres (merkaz klita)
There are 18 centres, but 13 serve Ethiopian olim specifically, so only about five general centres take roughly 2,000 olim a year. Places are far tighter than the headline number suggests.
By The Jewish Agency for Israel · checked 2026-07-27
See where this fits in your timeline
A plan built around your date puts these steps in the order you can actually do them, and shows which deadlines are already running.
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