Explore / Home and utilities
Renting, buying, the lift, and the benefits with clocks
Home and utilities
The guarantor problem, the arnona discount nobody applies for, the seven-year property-tax benefit worth six figures, and how splitting a shipment can cost you a customs exemption. More money hides in this domain than any other.
Watch the clock here
Claim your arnona (municipal tax) discount
A 90% discount for 12 months, which you must use within your first 24 months. It is opt-in and never automatic.
Use your purchase tax (mas rechisha) benefit before it lapses
The reduced oleh rate applies to a home bought from 1 year before aliyah to 7 years after. On a NIS 3M apartment the gap is roughly NIS 181,000.
Worth roughly ₪181,000 if you use it
Pay your purchase tax within 60 days of signing
Once you sign a purchase contract the mas rechisha clock is separate and much shorter than the 7-year eligibility window: payment is due to the Israel Tax Authority within 60 days.
Plan your shipments around the 3-in-3 customs allowance
You may bring three tax-exempt shipments within 3 years of aliyah. How you split them decides whether the exemption holds.
Your plan turns these into real dates counted from your aliyah day.
The fees in this area
- Agent’s fee on a rentalדמי תיווך בשכירותEstimated from your homeChecked 2026-09-10
- Arnona (municipal tax)ארנונהOlim: reducedEstimated from your homeper two-month billChecked 2026-09-10
- ElectricityחשמלEstimated from your homeper two-month billChecked 2026-09-10
- Shipping a lift (container)משלוח ליפט / מכולהOlim: exemptAbout $7,500 to $18,000Checked 2026-07-21
- Bank guarantee or deposit for the leaseערבות בנקאית / פיקדון לשכירותNo figure we can stand behind yetChecked 2026-09-10
- Building committee fee (va’ad bayit)ועד ביתEstimated from your homea monthChecked 2026-09-10
- Water and sewageמים וביובEstimated from your homeper two-month billChecked 2026-09-10
- Haulage from the port to your doorהובלת מכולה מהנמלAbout ₪500 to ₪3,500Checked 2026-09-10
- Purchase tax on a home (mas rechisha)מס רכישהOlim: reducedEstimated from your homeChecked 2026-08-05
- Contents insurance (and structure insurance if you own)ביטוח תכולה / ביטוח מבנהNo figure we can stand behind yeta yearChecked 2026-09-10
- Cooking gasגז בישולEstimated from your homea monthChecked 2026-09-10
- Tax on parcels ordered from abroadמיסי יבוא אישי על חבילותNo figure we can stand behind yeteach timeChecked 2026-09-10
- Your own lawyer on a purchaseשכר טרחת עורך דין ברכישת דירהNo figure we can stand behind yetChecked 2026-09-10
- Home internetאינטרנט ביתי (תשתית + ספק)No figure we can stand behind yeta monthChecked 2026-09-10
- Land Registry extract (nesach Tabu)נסח טאבוAbout ₪15 to ₪131per extractChecked 2026-09-10
- Mobile phone planחבילת סלולרNo figure we can stand behind yeta monthChecked 2026-09-10
- Television licenceאגרת טלוויזיהFreea yearChecked 2026-09-10
The steps in this domain (7)
- 1In person
Find and rent an apartment
Where the real inventory is, why private listings beat agents, and the guarantor and post-dated-cheque demands that catch olim off guard.
- 2
Solve the arev (guarantor) problem
The single biggest rental blocker for olim. Landlords want an Israeli co-signer with local credit history, and you have no one to ask.
- 3Your local municipality
Claim your arnona (municipal tax) discount
A 90% discount for 12 months, which you must use within your first 24 months. It is opt-in and never automatic.
- 4Israel Tax AuthorityIn person
Use your purchase tax (mas rechisha) benefit before it lapses
The reduced oleh rate applies to a home bought from 1 year before aliyah to 7 years after. On a NIS 3M apartment the gap is roughly NIS 181,000.
- 5Israel Tax AuthorityIn person
Pay your purchase tax within 60 days of signing
Once you sign a purchase contract the mas rechisha clock is separate and much shorter than the 7-year eligibility window: payment is due to the Israel Tax Authority within 60 days.
- 6
Set up electricity, water, gas and internet
Mostly doable by phone or online, which makes this one of the few genuinely easy steps. The gas safety inspection is the exception.
- 7Israel CustomsIn person
Plan your shipments around the 3-in-3 customs allowance
You may bring three tax-exempt shipments within 3 years of aliyah. How you split them decides whether the exemption holds.
Resources (37)
Guide16
Purchase tax (mas rechisha) explained
How the reduced oleh rate works on a home purchase, and the seven-year window it sits inside. The largest single sum at stake anywhere in the aliyah process.
By Buyitinisrael · checked 2026-07-21
Mortgages for olim
Loan-to-value limits available to new immigrants, and how foreign-currency income is treated in underwriting.
By Mizrahi-Tefahot · checked 2026-07-21
Renting without an Israeli guarantor
The three real workarounds when you have no local credit history: a guarantee company, a bank guarantee, or rent paid in advance. Compare the cost of each before conceding on rent.
By Easy Aliyah · checked 2026-07-21
Customs benefits and the three-shipment rule
What you may bring tax-exempt, and how splitting a shipment can quietly cost you an exemption.
By Nefesh B'Nefesh · checked 2026-07-21
Arnona: the reduced municipal tax for olim
A national benefit most olim never claim, usable within your first 24 months. Each municipality runs its own deadline, so the date is local.
By Nefesh B'Nefesh · checked 2026-07-21
Planning a pilot trip
How to structure a scouting visit so it answers the questions you actually have. Also carries the ETA-IL travel-approval requirement introduced for most travellers in January 2025.
By Nefesh B'Nefesh · checked 2026-07-27
Shipping your lift: what it really costs
The best sourced cost page found anywhere for the container move, including the daily port-storage meter that catches people whose paperwork is not ready.
By Nefesh B'Nefesh · checked 2026-07-27
Aliyah flight luggage rules
Allowances, prepay prices and the cap of five suitcases per passenger. Olim are not exempt from overweight or oversize fees, which surprises people at the desk.
By Nefesh B'Nefesh · checked 2026-07-27
Rental assistance and the periphery uplift
One of the few sources that separates the rules before and after March 2024, and the only one found with single-parent figures broken out. The periphery rate is roughly three times the standard one.
By Nefesh B'Nefesh · checked 2026-07-27
All About Aliyah
The highest publication rate in the category, several posts a week, written by olim rather than by an agency. Eligibility, first-week priorities, benefits, utilities, and a long run of "is X a good place to live" guides.
By All About Aliyah · checked 2026-08-03
Renting an apartment: the lease explained
The clearest English walkthrough of the standard contract: the collateral stack (bank guarantee, promissory note, guarantors, deposit), the deposit cap at the lower of three months’ rent or one third of the total lease, returned within 60 days, and the landlord’s duty to fix leaks, damp or anything structural within 30 days of notice, or three if urgent.
By Nefesh B'Nefesh · checked 2026-08-04
The Fair Rent Law
A plain-English summary of the Fair Rent Law, in force since September 2017. Defines the minimum standard for a dwelling fit to live in and caps the guarantee a landlord may demand.
By Barnea Jaffa Lande · checked 2026-08-04
Buying a home: the ten steps
Evaluation, negotiation, the preliminary memo, financing, contract, mortgage finalisation, registration and tax. Notes that mortgage pre-approval is valid three months but the rate is locked for only twelve days, which is the real clock.
By Nefesh B'Nefesh · checked 2026-08-04
Customs benefits on your lift
The definitive English breakdown of the olim customs exemption. Postal packages of clothing only, sent from 30 days before arrival to 3 months after, are exempt and do not burn one of your three shipments. Items over $75 including shipping attract 18% VAT.
By Nefesh B'Nefesh · checked 2026-08-04
Water and the rest of the utilities
You are billed for water by your municipal water corporation (Hagihon in Jerusalem, Mei Avivim in Tel Aviv, Mei Carmel in Haifa), not by Mekorot the national supplier. Cooking gas is usually fixed by the building’s existing installation, and home internet splits into an infrastructure line plus an ISP, so check fibre at your exact address before signing a lease if you work from home.
By Israel Water Authority · checked 2026-08-04
Safe rooms: the mamad question, and why it moves the price
Homes built in Israel since the early 1990s must include a mamad, a reinforced protected room inside the flat. Older flats often have none and rely on a communal shelter (miklat) or a protected stairwell. Flats with a mamad cost more and are in higher demand, so treat it as a search filter, not an afterthought.
By Home Front Command · checked 2026-08-04
Directory3
Community guide: where olim actually live
Profiles of the main olim destinations. Depth varies a lot between cities, and NBN is explicit that it does not endorse specific places.
By Nefesh B'Nefesh · checked 2026-07-27
Yad2, and how to read it without Hebrew
The dominant Israeli classifieds site. Private listings surface here first. Nefesh B’Nefesh publishes a field-by-field translation of the search form so a non-Hebrew reader can actually filter it.
By Yad2 · checked 2026-08-04
English listing sites and housing groups
Consolidated map of where listings live, split English versus Hebrew, plus roughly 30 city housing Facebook groups. English options named: Janglo, OnMap and Buy It In Israel.
By Nefesh B'Nefesh · checked 2026-08-04
Tool1
Madlan: neighbourhood intelligence
Neighbourhood-level data rather than listings: actual sale prices, planning permits filed nearby, noise and crime overlays. The tool for judging whether a price is real.
By Madlan · checked 2026-08-04
App10
Moovit
The default public-transport app in Israel: live arrivals and step-by-step transit directions. iOS and Android.
By Moovit App Global · checked 2026-08-05
Rav-Kav Online
Load fare contracts onto the Rav-Kav card that all Israeli public transport accepts. iOS, Android and web at ravkavonline.co.il.
By Pcentra · checked 2026-08-05
HopOn Rav-Pass
Ministry of Transport licensed pay-as-you-go transit, daily and monthly passes included. iOS and Android.
By HopOn Mobility · checked 2026-08-05
Waze
Turn-by-turn driving navigation that handles Hebrew street names and works fully in English. iOS and Android.
By Waze · checked 2026-08-05
Pango
Street parking, car parks, Highway 6 tolls and fuel, paid from the app. iOS and Android.
By Pango Pay and Go · checked 2026-08-05
Cello (formerly Cellopark)
Automatic street-parking payment, car parks, Route 6 tolls and Rav-Kav top-up. iOS and Android.
By Cello Group · checked 2026-08-05
Wolt
The dominant food and grocery delivery app in Israeli cities. iOS, Android and web.
By Wolt · checked 2026-08-05
Yad2
Israel’s dominant classifieds super-app: apartments to rent or buy, jobs, vehicles and second-hand goods. Where private, no-agent listings surface first.
By Yad2 · checked 2026-08-05
Home Front Command
The official Israeli civil-defence app (Pikud HaOref): location-based Red Alerts and life-saving instructions in an emergency. iOS and Android.
By Home Front Command, State of Israel · checked 2026-08-05
Tzofar - Red Alert
A popular independent app that relays Home Front Command Red Alerts with fast notifications and area selection. iOS and Android.
By Tzofar (independent) · checked 2026-08-05
Organisation4
Absorption centres (merkaz klita)
There are 18 centres, but 13 serve Ethiopian olim specifically, so only about five general centres take roughly 2,000 olim a year. Places are far tighter than the headline number suggests.
By The Jewish Agency for Israel · checked 2026-07-27
Sheltered housing for older olim
The Jewish Agency housing subsidiary: roughly 10,000 public-housing units plus about 7,000 sheltered-housing units across 56 senior residences. Eligibility runs through the Ministry of Construction and Housing, not through Amigour directly.
By Amigour · checked 2026-08-04
Electricity: transfer the account on day one
Opening or transferring an Israel Electric Corporation account. Consumption is billed every two months. Emergency and service line 103.
By Israel Electric Corporation · checked 2026-08-04
Amidar
The government housing company. Eligibility itself is decided through the Ministry of Construction and Housing track, not by Amidar; Amidar is where the tenancy is then managed.
By Amidar · checked 2026-08-04
Official form2
Checking title (Nesach Tabu)
How to obtain a Land Registry extract and read it, from the Ministry of Justice. Covers the three extract types and how to find your Gush and Chelka.
By Ministry of Justice · checked 2026-08-04
Extending your customs window
Olim over 18 who were outside Israel for six consecutive months or more during the eligibility period can apply to extend it. The system checks your time abroad and extends accordingly.
By Israel Tax Authority · checked 2026-08-04
Community1
Janglo
Daily classifieds for English speakers: rentals and sales, jobs including non-office work, community requests, free items and local advice. Free to read and to post.
By Janglo · checked 2026-08-03
See where this fits in your timeline
A plan built around your date puts these steps in the order you can actually do them, and shows which deadlines are already running.
Build my planOther topics