Supplemental health insurance (Shaban) for olim: the 90-day deadline
Your kupat cholim
The short answer
Applies to every new oleh. Join Shaban inside your first 90 days and the standard 6 to 12 month waiting periods are waived. Miss it and they apply in full. Deadline: 90 days after your aliyah date.
Checked on 2026-07-21 against the sources below. Confirm with your kupat cholim before you rely on it.
Checked Confidence: medium, confirm before acting
Deadline
Deadline: 90 days after your aliyah date. Miss it and the money is lost.
Counted from your own date, never from today. Your plan turns it into a calendar date.
Steps
- 1
Finish what this depends on
Complete first: Choose and join a kupat cholim.
- 2
Mark the deadline
Deadline: 90 days after your aliyah date.
Miss it and the money is lost.
- 3
Apply
Handled by your kupat cholim. It can be done online.
- 4
Avoid a known trap
Join Shaban in your first weeks even if you are undecided about the fund. The waiver is worth more than the monthly premium you save by waiting.
Why: This is an irreversible, silent loss. Most olim discover the window existed only after it shut.
Costs and figures
What it costs
- Supplemental health insurance (shaban)שירותי בריאות נוספים (שב"ן)Olim: waived if in timeEstimated from your homea monthChecked 2026-09-10
What it depends on, and what it unlocks
Do these first
This unlocks
No other step waits on this one.
Sources
- Supplemental health insurance for olim · Yad L'Olim · primary source · fetched , page undated
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